Stop guessing which invoices were actually paid.
ChannelCash turns Jobber invoices plus Stripe, PayPal, Venmo, Zelle, Apple Pay, bank, check, and cash records into one weekly received-vs-outstanding packet.
Friday cash position
$18,420 received · $6,110 unclear
Jobber invoice #1842
Stripe payout clears Monday
HVAC maintenance batch
Zelle memo lacks customer name
Cash jobs
Two receipts not tied to invoice
Vendor payment
Possible 1099-K / NEC review
Who this is for
The contractor who has real revenue but no single truth for cash.
You run a cleaning, HVAC, repair, mobile service, or trades business with repeat invoices and customers who pay through whatever channel is easiest: Stripe, PayPal, Venmo, Zelle, Apple Pay, checks, cash, or bank transfer.
The day-in-the-life pain is not abstract bookkeeping. You finish jobs, collect partial payments, check apps at night, update a Google Sheet, and still wonder whether the open-invoice number is real before paying payroll, materials, or a subcontractor.
Narrow customer
Jobber-using home-service contractors with 10-75 active invoices and at least three external payment channels.
Paid problem
Cash-position guesses create overdraft risk, supplier friction, unpaid follow-up gaps, and tax-time cleanup for owners and bookkeepers.
Validation offer
Join for a concierge Friday packet: received vs outstanding, unmatched payments, channel proof links, and accountant-ready exception notes.
Product workflow
One packet before the owner spends against a fantasy balance.
The first version does not replace your accounting system. It is a review layer that turns scattered payment proof into a short weekly decision packet.
Input
Connect or upload Jobber invoice exports, Stripe/PayPal payouts, bank CSVs, and a daily Venmo/Zelle/cash intake sheet.
Match and flag
ChannelCash groups likely payments to open invoices, separates confirmed received from still outstanding, and marks tax-form ambiguity for review.
Output
A Friday cash-position packet: paid / unmatched / still owed, channel proof links, follow-up list, and tax-time export notes.
Features tied to evidence
Open-invoice cash board
Show which invoices are actually paid across external payment channels before owners spend against guessed cash.
Channel matching queue
Match Stripe, PayPal, bank, Venmo, Zelle, Apple Pay, checks, and cash entries to customer names and invoice amounts.
Unmatched payment alerts
Flag deposits that look like revenue but do not map cleanly to an invoice or customer balance.
Tax form notes
Surface payments that may need accountant review because 1099-K / 1099-NEC treatment is unclear.
Concierge first
Early users can upload redacted exports for a manual Friday reconciliation packet before any full integration is built.
Public evidence
The signal is narrow enough to test, not strong enough to pretend demand is proven.
Reddit · r/smallbusiness
A fast-growing seller says revenue jumped to $12k-$20k/month while payments still arrive through Venmo, Zelle, Apple Pay, and cash, with balances tracked manually in Google Sheets.
Reddit · r/tax
A business owner worries that vendor payments through Stripe/QuickBooks may create confusing 1099-K versus 1099-NEC reporting and possible double-counted income.
GitHub Issues · RealWorldProblems
The source describes SMB owners checking Stripe, Venmo, PayPal, bank transfer, checks, cash, and spreadsheets to know what was received versus still outstanding.
GitHub Issues · validation plan
A proposed validation plan narrows the test to home-service contractors using Jobber and external channels like Venmo, Zelle, and bank transfer.
Objections
Why this is not another generic finance dashboard.
Why not QuickBooks or Square?
Many operators already look at those tools, but the evidence shows the painful gap is mixed external channels plus a trusted received-vs-outstanding view.
Why not just a spreadsheet?
Sheets work until volume rises and one missed channel, delayed payout, or duplicated vendor report creates cash or tax confusion.
Is this accounting advice?
No. ChannelCash organizes proof and exceptions. Accountants still decide tax treatment; the product reduces messy handoff work.
Why start with home-service contractors?
They invoice repeatedly, accept client-preferred payment methods, and can explain whether a Friday cash-position packet is worth paying for.
Early waitlist offer
Get a manual Friday reconciliation packet before software exists.
Demand is validated only if owners share a redacted invoice/payment sample and say this weekly packet would save real cash anxiety, admin time, or accountant cleanup.